Charming Retro Studio Apartment with Private Entry & Deck
Fri Nov 6, 2026About This Property
Bright, cheerful studio apartment packed with authentic vintage charm and modern convenience!
If you appreciate the character of historic homes over cookie-cutter boxes, you will love 431 N Main. This private ground-floor studio offers all the essentials you need, paired with unique architectural accents, outdoor spaces, and a private keyless entry.
Interior Living & Retro Character:
Main Living Suite: Cozy living and sleeping area highlighted by a decorative faux fireplace, built-in cabinetry, and original architectural details. Includes two full-size closets offering far more storage than standard studio apartments.
Retro Kitchen: Full kitchen down the hallway featuring vintage metal cabinetry and a vibrant candy-apple red refrigerator that gives the space fun personality. Electric range/oven provided.
Full Bathroom: Clean, dedicated full bathroom with tub/shower surround.
Private Indoor-Outdoor Living:
Private Front & Back Entrances: Three steps lead up to your own private front door equipped with keyless digital entry, opening directly off a covered front porch and shared lawn.
Back Deck & Secluded Yard: Step right out your kitchen back door onto a small private deck overlooking a quiet, secluded green space. Perfect for morning coffee or fresh air.
Locally Owned & Professionally Managed: Managed directly by Cober Properties. Enjoy responsive, personable service from our in-house maintenance team, easy digital communication, and a resident portal for fast maintenance requests and free online rent payments.
Key Property & Lease Details:
Layout: 1st-floor studio apartment with private exterior entrances (front porch and back deck).
Climate Control: Efficient forced-air heating.
Appliances Included: Electric stove/range and compact refrigerator.
Parking: Street parking directly along N Main St.
Pet Policy: Pets Welcome! Cats and dogs under 25 lbs are permitted with an approved animal addendum, vet records, and $30/month pet rent per animal (maximum 2 pets).
Smoking Policy: 100% smoke-free property (smoking strictly prohibited indoors).
Utilities: Resident is responsible for direct electric (AES Ohio), direct gas (Columbia Gas), and personal internet/cable. Water, sewer, and trash services are covered under a flat $50.00/month utility reimbursement fee added to the ledger.
Application & Showing Protocol:
Tours: Showings are available now. Due to high inquiry volume, prospective applicants must submit an online application before an in-person tour can be scheduled.
Application Review: Online applications are processed strictly on a first-come, first-served basis.
Reservation Hold: Approved applicants must place down the full security deposit to hold the unit. The official lease start date must occur within two (2) weeks of approval.
COBER PROPERTIES - RESIDENTIAL LEASING
Professionally managed by Cober Properties LLC. We provide clean, responsive, and well-maintained rental housing in Urbana and Springfield, Ohio.
QUALIFICATION CRITERIA (MANDATORY FOR ALL APPLICANTS):
- Monthly Household Net Income (take-home pay) must equal at least 3.0x to 3.5x monthly rent.
- Every adult occupant (aged 18+) must apply, pass full screening, and sign the lease as an equally responsible leaseholder. No co-signers or lease guarantors are accepted.
- No prior eviction judgments or active landlord-tenant filings within the past 7 years.
- Zero non-exempt collections accounts (medical debt and student loans are exempt).
- Background check required with no felony convictions or violent/drug misdemeanors within the past 7 years.
- Valid government-issued photo ID and verifiable 7-year rental or residency history.
PET & ANIMAL POLICY:
Pets considered on a case-by-case basis with prior landlord approval (maximum 2 animals- cats and small dogs only- strictly prohibited in properties with shared interior common hallways). Weight limits apply (up to 25 lbs- Westgate Homes up to 40 lbs). Pet fees ($30/month per pet) and completed registration required prior to move-in.
HOW TO SCHEDULE A TOUR:
To schedule an in-person showing, click "Contact Property" or "Send Message" through this listing, or text our leasing office at (406) •••-•••• with the property address and your target move-in date. Our team will send over our short pre-screening questions to book your showing time.
Rental Details
This studio, 1-bathroom multi-family at 431 N Main St, Unit 431 in Urbana, OH is available for rent on Rent Duck. It has about 450 square feet of living space. Rent is $650 per month, with a security deposit of $650. It will be available to move in on November 13, 2026. Contact the owner or property manager on this page to ask questions or set up a showing, or browse more rentals in Urbana, OH on Rent Duck.
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Listed By
- Cober PropertiesThe "Rent Duck verified company" designation is a process of discerning legitimate companies from potential scams. Rent Duck checked the company's website, email and business listing, and the identity of the person managing its account, or it lists through a partner that vets the companies it works with. There are a couple of other proprietary elements done as well, which are not disclosed.
