City Chic Living
Sat Nov 7, 2026About This Property
** Save on move-in costs!
Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.
Embrace city chic living in this 2-bedroom, 1-bath apartment that welcomes you with abundant natural light creating a cozy atmosphere. The living room is spacious and bright and with a double glass door access to the balcony perfect for enjoying the view with your morning coffee or evening wine. The good-sized bedrooms offer ample closet space, ensuring the organization is a breeze. The well-equipped kitchen makes meal preparation effortless with a dishwasher, refrigerator, and stove, while the washer and dryer hookup ensures convenient laundry days. Enjoy optimal comfort with central heat and air conditioning, and control your space with Smart home automation. Pets at 30 lbs. max are welcome. Situated next to Route 41, a convenient location to downtown and East Ridge. This chic urban delight is ideally located just a few minutes drive from everything.
Don't wait! Book a showing now!
Only $899 Deposit
Availability Date
Move-in date may change depending on property condition or vacancy status.
MONTHLY CHARGES (in addition to base rent)
Electric (Allowance)............. $100
Water (Allowance)................ $60
Internet/WIFI.................... $45
Sewer............................ $100
Laundromat Access................ $25
Smart Home Automation............ $20.95
Resident Benefits Package........ $49.95
All Bills Paid Program........... $9.95
AMENITIES
- Smart Home Automation
- Central Heat and Air
- Electric Heat
- Balcony
- Refrigerator, Stove, Dishwasher
- Pet Friendly (30lbs max)
- Section 8 Accepted
LEASE TERMS
- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Under 6 Months:................. +$250/month
- Month-to-Month:................. +$250/month
MANDATORY PROGRAMS & FEES
Smart Home Automation............ $20.95/month (mandatory)
- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.
Resident Benefits Package........ $49.95
- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.
Smoking/Vaping Fee............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.
UTILITY CONCIERGE SERVICE (Required)
Utility Setup Fee................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.
Utility Service Admin Fee........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.
Water Allowance.................. $60/month
- Monthly water usage allowance. Any overages will be billed to the tenant.
Electric Allowance............... $100/month
- Monthly electricity usage allowance. Overages will be billed to the tenant.
Internet/WIFI.................... $45/month
- High-speed internet access included as part of your utility package.
Sewer Allowance.................... $100/month
- Monthly sewer usage allowance. Overages will be billed to the tenant.
Billing Convenience.............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.
PET POLICY
- Standard/Regular Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)
- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
- No fees for ESA or Service Animals
- Pet Application Fee: $30/pet (excluding ESA/Service Animals)
APPLICATION REQUIREMENTS
- AUTOMATIC DENIALS:
- Utility Collections - (can be rectified by paying balance with receipt.)
- Landlord Collections - (can be rectified by paying balance with receipt.)
- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)
- Drug Charges - (non-negotiable)
- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)
- Bankruptcies (within the last 5 years) - (non-negotiable)
- CREDIT REQUIREMENTS
- If employed less than 1 year with current employer:
- 650+: Double Security Deposit
- 600–649: 50% Risk Mitigation Fee
- 550–599: 100% Risk Mitigation Fee
- 500–549: 150% Risk Mitigation Fee
- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)
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- If employed more than 1 year with current employer:
- 600+: No Risk Mitigation Fee
- 550–599: 50% Risk Mitigation Fee
- 525–549: 100% Risk Mitigation Fee
- 500–524: 150% Risk Mitigation Fee
- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)
- INCOME REQUIREMENT:
- Combined household income must be at least 2x the rent
*** Note: ***
A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.
MOVE-IN COSTS
- First months rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional fees and programs listed above
NEED TO SELL BEFORE YOU MOVE?
Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!
BONUS: BUILD YOUR CREDIT!
Pay your rent on time and well report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.
Contact us today to schedule a tour or apply online!
Resident Benefits Package
Smart Lock & Thermostat Automation Inclusive
Stevens Realty All Bills Included Utility Concierge Service Required
🏡 Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments
Spacious & modern units
Pet-friendly
$500 security deposit option
Rental Details
This 2-bedroom, 1-bathroom multi-family at 915 S Seminole Dr in Chattanooga, TN is available for rent on Rent Duck. It has about 800 square feet of living space. Rent is $899 per month. Contact the owner or property manager on this page to ask questions or set up a showing, or browse more rentals in Chattanooga, TN on Rent Duck.
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Listed By
- Stevens Realty LLCThe "Rent Duck verified company" designation is a process of discerning legitimate companies from potential scams. Rent Duck checked the company's website, email and business listing, and the identity of the person managing its account, or it lists through a partner that vets the companies it works with. There are a couple of other proprietary elements done as well, which are not disclosed.
